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FinWell Summit 2025

Europe’s Leading Financial Wellbeing Conference

December 10, 2025 · Berlin

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FINWELL SUMMIT PARTNERS

FROM CRISIS TO PROGRESS — SOLUTIONS START HERE

52%
of Germans experience weekly financial anxiety
82%
don't understand what Financial Wellbeing truly means
€9 billion
is lost each year in productivity due to financial stress.
FinWell Summit delivers actionable solutions, new frameworks, and collaborative connections to solve today’s wellbeing crisis.

ABOUT FINWELL SUMMIT

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At FinWell Summit 2025, explore the behavioral sciences behind better financial decisions, discover breakthrough technologies driving change, and co-create solutions for the challenges ahead.

From Gen Z financial anxiety to open finance infrastructure, from corporate pension gaps to AI-powered advisory — we're tackling the questions that matter.

Because financial wellbeing isn't just good for people—it's good for business.

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FINWELL SUMMIT BRINGS TOGETHER

Bank CEOs & Board Members

Fintech Founders & Managers

Government Policy Makers

Institutional Investors

Chief HR Officers

Innovation Directors

Academic Researchers

Strategy Consultants

OUR SPEAKERS

Prof. Annamaria Lusardi

Prof. Annamaria Lusardi

Senior Fellow, SIEPR & Director, Initiative for Financial Decision-Making Stanford University

(virtual format)

Speakers, FinWell Summit (9)

Prof. Andreas Hackethal

Professor of Finance | Goethe University Frankfurt & Head, Pension Finance Center, SAFE |  Leibniz Institute for Financial Research

Dr. Viktoria Danzer

Dr. Viktoria Danzer

Senior Partner Roland Berger

Dr. Sebastian Schäfer

Dr. Sebastian Schäfer

Laura Wirtz

Laura Wirtz

Senior Vice President Retail Banking Deutsche Kreditbank AG

Emanuel Renkl

Emanuel Renkl

Speakers, FinWell Summit (1)

Dr. Philip Liebenow

CEO & Co-Founder | ginkgo

Speakers, FinWell Summit (8)

Max Linden

Marcus Mosen

Marcus Mosen

Co-CEO | N26 Group

Sophie Thurner

Sophie Thurner

Founder & Co-CEO | beatvest 
Naveed Arshad

Naveed Arshad

Head of Digital Affluents, Wealth Management Germany | Deutsche Bank

Speakers, FinWell Summit

André Rabenstein

CEO & Co-Founder | wealthAPI & CEO & Co-Founder | Rentablo

Andrea Grabner

Andrea Grabner

Head of Financial Education | Association of German Banks e. V.

Prof. Dr. Tim Kaiser

Prof. Dr. Tim Kaiser

Professor of Economics and Economic Education University of Kaiserslautern-Landau (RPTU) & Researcher for the World Economy IfW Kiel

Ansgar Finken

Ansgar Finken

CRO, Board Member

Marc Penzel

Marc Penzel

Founder & President Startup Genome

Dr. Dominik Scheld

Dr. Dominik Scheld

Academic Researcher in Household & Behavioral Finance | Goethe University Frankfurt

Nicola Breyer

Nicola Breyer

Senior Advisor | Roland Berger & Managing Director | Qwist

Christian Rokitta

Christian Rokitta

CEO & Co-Founder | getquin

Marko Wenthin

Marko Wenthin

Partner, Banking Solutions | SAP Fioneer

Philipp Münchs

Philipp Münchs

Key Account Manager | Xaver

Alexander Maier

Alexander Maier

Vice President Sales DACH | IDnow

Fabienne Lindner

Fabienne Lindner

Senior Sales Manager Financial Institutions | CRIF Deutschland

Bart Vanhaeren

Bart Vanhaeren

CEO & co-founder | Investsuite

Luis Dille

Luis Dille

 |
Carsten Küst

Carsten Küst

Partner Roland Berger

Christine Laudenbach

Christine Laudenbach

Department Director Household Finance | Leibniz Institute for Financial Research SAFE
Robin Binder

Robin Binder

CEO & Founder | NAO

Christoph Benzinger

Christoph Benzinger

Head of Credit | Solarisbank

Sebastian Seifert

Sebastian Seifert

 
Carolina Decker

Karolina Decker

Founder & CEO Schulgold

Arno Ruben Schleussner

Arno Ruben Schleussner

Vice President Finance N26

Izabela Wesołowska

Izabela Wesołowska

Head of Customer Initiatives Department | mBank

Andreas Wittmann

Andreas Wittmann

Co-Founder | Financial Health Initiative

THE VALUE FOR YOU

Strategic Knowledge

Gain strategic insights at the intersection of research and practice — from the latest in behavioral economics and global best practices to proven frameworks for measurable financial wellbeing.

Innovation Access

Get a front-row look at innovation in action — from AI-driven financial planning tools to breakthrough Fintech solutions and new investment frontiers.

Actionable Outcomes

Turn insights into action with proven case studies, direct links to leading solution providers, and a support network that continues long after the summit ends.

Exclusive Connections

Build meaningful connections with leaders from finance, innovative Fintech founders, and policy makers and regulators across the globe.

Program Overview

09:30 - 13:00 | Morning Sessions

 

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Remember:

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  • For spelling out benefits and
  • Turning visitors into leads.

09:30 - 13:00 | Morning Sessions

  • Current perspectives on behavioral economics
  • Global best practice frameworks
  • Banking leadership vision for Financial Wellbeing
  • Academic research & policy insights

14:00 - 16:15 | Afternoon Parallel Tracks

🏦 Corporate Track

  • Global best practice frameworks
  • Banking leadership vision for Financial Wellbeing
  • Academic research & policy insights

💡 Innovation Track

  • FinTech pitches
  • Live demos
  • Award ceremony

16:30 - 18:30 | Closing Vision

  • Panel discussion "Financial Wellbeing 2030"
  • Networking drinks

Impactful marketing solutions for business

Strategic Knowledge

  • Behavioral economics insights from top researchers
  • Global best practices in financial inclusion
  • Measurable Financial Wellbeing frameworks

Innovation Access

  • Live demonstrations of cutting-edge solutions
  • AI applications in financial planning
  • Emerging FinTech investment opportunities

Exclusive Connections

  • C-level executives from major financial institutions
  • Leading FinTech founders and innovators
  • International policy makers and regulators

Actionable Outcomes

  • Proven case studies and blueprints
  • Direct access to solution providers
  • Post-summit support network

PROGRAM OVERVIEW

09:00 - 12:10 | Morning Sessions

8:30 - 9:00 | Registration & Morning Coffee
09:00 - 09:15 | Opening Remarks

Sebastian Schäfer (CEO, HoFT Berlin)

"Setting the stage for financial wellbeing transformation"

09:15 - 10:00 | Behavioral Sciences & Financial Education

Prof. Annamaria Lusardi (Stanford), Prof. Tim Kaiser (RPTU)

"What do behavioral sciences teach us about designing effective interventions for better financial outcomes?"

Format: Keynote + Q&A

10:20 - 11:05 | Investor Behavior

"What does current investor behavior data reveal about decision-making patterns, and how can insights drive product & service design?"

Format: Keynote & Panel Discussion

Focus: Investor behavior trends, data-driven decision making, retail investor patterns

11:25 - 12:10 | Credit & Financial Stability

"How can credit and collections data inform holistic financial wellbeing strategies?"

Format: Keynote & Panel Discussion

Focus: Credit behavior, financial stability patterns, collections ethics, data transparency

10:20 - 11:05 | Banking Leadership & Strategy

"How are leading banks transforming their business model and culture to prioritize customer financial wellbeing?"

Format: Keynote & Panel Discussion

Focus: Organizational transformation, product design shift, customer trust, profitability paradox

12:10 - 13:10 | Lunch & Networking

13:10 - 16:05 | Afternoon Parallel Tracks

13:10 - 13:55 | Gen Z & Digital Financial Literacy

"How do we reach digital natives with financial education and innovative approaches?"

Format: Keynote & Panel Discussion

Focus: Gen Z financial needs, digital-first engagement, social proof, gamification, financial anxiety reduction

14:15 - 15:00 | Tech Innovation & Open Finance

"How will APIs, AI, and open finance reshape the financial services landscape?"

Format: Keynote & Panel Discussion

Focus: Open finance standards, AI applications, data processing, competitive advantage, regulatory landscape

13:10 - 13:55 | Corporate Pensions (bAV)
 

"What can be the role of corporate pensions to fill the pension gap?"

Format: Panel Discussion

14:15 - 15:00 | Financial Advisory and AI

"How can AI advance financial advisory in Germany?"

Format: Keynote & Panel Discussion

15:20 - 16:05 | Community Building & Co-Creation & Measuring Financial Wellbeing at Scale

"How can we build a collaborative ecosystem of innovators to drive financial wellbeing? & What frameworks and data infrastructure are needed to systematically measure and improve financial wellbeing?"

Format: Workshop

 

16:25 - 20:00 | Closing Vision

16:25 - 16:55 | Fintech Pitches - Innovation Showcase

"What innovative solutions are emerging to drive financial wellbeing at scale?"

Format: 6 Fintech Pitches & Feedback

Focus: Innovation, scalability, customer impact

16:55 - 17:40 | Vision 2030 - Strategic Panel & Discussion

"What shared vision unites the industry? Where is financial wellbeing heading in 2030? What must change—and who is responsible?"

Format: Keynote & Strategic Vision Panel 

Focus: Industry alignment, policy implications, collaborative opportunities, 2030 goals

17:40 - 18:00 | Farewell & Summary

Dr. Sebastian Schäfer (CEO, HoFT Berlin)

18:00 - 20:00 | Networking Reception

Evening reception with drinks and light refreshments. Connect with speakers, attendees, and industry leaders in a relaxed atmosphere.

LEAD THE CHANGE IN FINANCIAL WELLBEING

Discover proven solutions. Connect with innovators. Create measurable impact.

Limited seats — secure yours today.

 

Secure Your Ticket

  • Standard Tickets available till 9.12.2025
  • Startup? We have a special offer for you.
    All proceeds from ticket sales will be donated to support financial wellbeing solutions.
  • Free tickets for HoFT members — claim your free tickets via your inbox or through your company contact.

     

To the tickets

Become a Summit Partner

 Partner with us to showcase your solutions, position your thought leadership, and drive meaningful change. 

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FREQUENTLY ASKED QUESTIONS

Why should I attend the FinWell Summit?

The FinWell Summit connects you with Europe’s foremost leaders and innovators focused on advancing financial wellbeing through practical, actionable solutions. Gain exclusive insights, proven strategies, and new partnerships that can drive measurable impact in your organization.

Where will the event take place?

The event will be hosted at Spielfeld Digital Hub in Berlin, Germany, on December 10, 2025.

Is the event in-person, virtual, or hybrid?

The FinWell Summit will be held exclusively on-site at Spielfeld Digital Hub in Berlin. There is no virtual or hybrid option—join us in person for all sessions, networking, and summit activities.

What topics will the summit cover?

The summit explores behavioral economics, financial education, digital literacy, open finance innovation, corporate wellbeing programs, measuring financial health at scale, and regulatory frameworks. Expert-led sessions combine strategic insights with actionable solutions across banking leadership, fintech innovation, investor behavior, and policy development. To learn more, please explore the detailed program above.

How do I become a speaker or partner?

Get in touch with us via summit@hoft.berlin to express your interest in speaking, sponsoring, or partnering with the event team.

What’s included in my ticket?

Your ticket grants access to all summit sessions, workshops, networking events, and post-event materials.